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The following information will help seniors and master's candidates be fully prepared for graduation.

Want to Know How Much You've Borrowed?

Visit Federal Student Aid to view information about all of the federal student loans you have received and to find contact information for the loan servicer or lender for your federal student loans (includes the Direct Loan Subsidized and Unsubsidized and Perkins loans). The loan servicer is the company to which you’ll be making your loan payments.

You will need your Federal Student Aid (FSA) ID to access your information (the same FSA ID you used to sign your FAFSA application).

Detailed information about federal loans and repayment can also be found on the Federal Student Aid site.

Loan Exit Counseling

Not only is Loan Exit Counseling a requirement, there is a lot of good information offered about your federal student loans, repayment, what to do if you’re having trouble making payments and consolidation. Complete Loan Exit Counseling online here or attend one of the Loan Exit Counseling presentations given by professional UT Financial Aid counselors before you graduate. Towards the end of the fall and spring semesters, dates for counseling sessions are announced via email to students.

Alternative Loans

Did you take alternative loans to help pay for your UT education? There are loan consolidation, forbearance and deferment options available. For more information on these options contact your private loan lender directly.

Resolving Disputes

As a last resort, contact the Department of Education Student Loan Ombudsman (advocate) office:

FSA Ombudsman
830 First Street, NE, Mail Stop 5144
Washington, D.C. 20202-5144
(877) 557-2575

ECMC Solutions

We've partnered with ECMC Solutions to help you create a plan for repayment and address your questions and concerns regarding federal student loans at no cost to you. A representative from ECMC may contact you if you've borrowed federal student loans and you graduate, withdraw, drop below half-time, shortly before your loan payments begin or if you're late in making payments on your loans. You may want to call ECMC if you're having trouble making payments, to learn more about repayment options available to make your monthly payments more affordable or learn about loan forgiveness, forbearance and deferment options. 

(877) 331-3262 

Student Loan Debt Relief is currently on hold and has the potential to be overturned. Do you have a plan for repayment? 

Student loan (re)payments will resume Aug. 29, 2023; are you ready?